USD Virtual Cards
Mastercard virtual cards for international payments
Card creation$3
Monthly maintenance$1.5
Card funding$1.5
Quarterly scheme fee$2.5
API access$20/month
Pricing
Simple, transparent pricing
No subscription and no hidden fees. Everything is charged from your business wallet, with a receipt for each charge.
NGN Physical Cards
Verve and Mastercard physical cards
Verve card₦2,100
Mastercard₦2,500
Monthly maintenance₦100/card
ATM withdrawal₦40
Setup fee (white-plain)₦100,000
Verve minimum order: 1,000 units. Mastercard minimum order: 2,000 units.
USSD Services
One-time setup fee for code generation and webhook linking
Dedicated USSD (*123#)₦8.8M
Shared USSD (*123*11#)₦250K
Yearly licence renewal₦1.5M
Monthly renewal₦15,000
Session fee (20s)₦7.5 to ₦10
Verification and other APIs
Charged per call from your wallet. Calls are not refunded.
BVN verification₦80 per call
Virtual NIN verification₦100 per call
Bank account name lookup₦10 per call
Bank transfer API₦20 flat
SMS whitelist API₦10 per call
WhatsApp bot (API + webhook)₦150,000 + $10/month
Wireless Mini-POS₦25,000 to ₦120,000
Large volumes get custom rates: contact sales. Your own rates are always shown in your dashboard.
Frequently asked questions
How quickly can I start issuing cards?
Virtual cards are instant after your account is approved. White-plain physical cards are ready for pickup within 24 to 48 hours. Co-branded cards take 10 to 16 weeks to produce.
What is the difference between white-plain and co-branded cards?
White-plain cards use a ready design and can be picked up straight away, with no BIN onboarding fee. Co-branded cards carry your logo and design. They need BIN onboarding (₦3.5M to ₦5M), a minimum order (1,000 Verve or 2,000 Mastercard) and a financial licence.
What currencies do you support?
USD for virtual Mastercard, and NGN for physical Verve and Mastercard. Other currencies are available for enterprise clients.
How does USSD pricing work?
There is a one-time fee to create your code and link it to your server, then a monthly renewal from your wallet. Each session is charged per 20 seconds.
Are verification calls refunded?
No. BVN, NIN and bank account checks are charged per call from your wallet, whatever the result, and are not refunded.
What happens if my wallet is too low?
Keep your wallet funded. A card withdrawal that your wallet cannot cover is declined, and a ₦20 insufficient-balance fee applies.
What are the setup fees?
White-plain card integration has a ₦100,000 setup fee. Co-branded cards need BIN onboarding (₦3.5M to ₦5M). API access is $20 a month for USD cards or ₦10,000 a month for NGN cards.
How fast must my server answer a card payment?
Your webhook must always be reachable and answer within 2 seconds. If it is slow, you can let us decide from your wallet instead.
Do you provide API documentation?
Yes. Sign in to your dashboard and open Developers for the full API reference, webhook formats and examples.